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Lesson 2 of 2

The Fiat Problem & Hard Money Solution

100% Complete

History of Money

20 min
Introduction

The history of money reveals patterns that help us understand what makes money successful and why certain monetary systems fail.

Main Content

Commodity Money Era: Early humans used items with intrinsic value - cattle, salt, shells, stones. These had practical uses beyond being money.

Precious Metals Era: Gold and silver emerged as superior money due to their unique properties: chemical stability, divisibility, portability, and natural scarcity.

The Gold Standard: Paper money initially represented claims on gold. This system combined the benefits of gold (store of value) with paper's convenience (portability).

Bretton Woods System (1944-1971): Established the US dollar as the world's reserve currency, backed by gold at $35/ounce. Other currencies were pegged to the dollar.

The Nixon Shock (1971): President Nixon temporarily suspended gold convertibility due to mounting pressure on US gold reserves. This 'temporary' measure became permanent.

The Fiat Era (1971-present): Money is now backed only by government decree. This has enabled unprecedented monetary expansion and manipulation.

Key Takeaways
  • Successful money throughout history has been scarce and difficult to produce
  • The gold standard provided monetary stability for over 100 years
  • The end of gold backing in 1971 fundamentally changed the nature of money
  • Fiat money represents the first time in history money has no commodity backing